Regulation F Financial Highlights
Financial Highlights
3/31/2026
| CAPITAL | UBB | WELL CAPITALIZED PER REG. F |
|---|---|---|
| Leverage Ratio | 13.66% | 5.00% |
| Common Equity Tier 1 Capital Ratio | 16.60% | 6.50% |
| Tier 1 Risk Based Capital Ratio | 16.60% | 8.00% |
| Total Risk Based Capital Ratio | 17.86% | 10.00% |
| Balance Sheet Items $ Stated in 000's | ||
|---|---|---|
| Total Assets | $1,044,845 | |
| Total Liabilities | $902,753 | |
| Quarterly Average Assets | $1,069,779 | |
| Total Equity Capital | $142,092 | |
| Allowance for Loan Losses | $13,531 | |
| Total Loans (Gross) | $786,488 | |
| Loan 30 Days Past Due and Over/Total Loans | 0.38% | |
| Non-Accrual Loans/Total Loans | 0.29% | |
| INCOME STATEMENT ITEMS | ||
|---|---|---|
| Net Income | $2,662 | |
| Return on Average Assets (ROAA) | 1.00% | |
| Return on Equity (ROE) | 7.57% | |