Regulation F Financial Highlights
Financial Highlights
6/30/2026
| CAPITAL | UBB | WELL CAPITALIZED PER REG. F |
|---|---|---|
| Leverage Ratio | 14.46% | 5.00% |
| Common Equity Tier 1 Capital Ratio | 17.12% | 6.50% |
| Tier 1 Risk Based Capital Ratio | 17.12% | 8.00% |
| Total Risk Based Capital Ratio | 18.37% | 10.00% |
| Balance Sheet Items $ Stated in 000's | ||
|---|---|---|
| Total Assets | $1,050,843 | |
| Total Liabilities | $903,812 | |
| Quarterly Average Assets | $1,042,314 | |
| Total Equity Capital | $147,031 | |
| Allowance for Loan Losses | $13,453 | |
| Total Loans (Gross) | $779,972 | |
| Loan 30 Days Past Due and Over/Total Loans | 0.08% | |
| Non-Accrual Loans/Total Loans | 0.76% | |
| INCOME STATEMENT ITEMS | ||
|---|---|---|
| Net Income | $7,237 | |
| Return on Average Assets (ROAA) | 1.35% | |
| Return on Equity (ROE) | 10.29% | |