Regulation F Financial Highlights
Financial Highlights
3/31/2025
| CAPITAL | UBB | WELL CAPITALIZED PER REG. F |
|---|---|---|
| Leverage Ratio | 13.60% | 5.00% |
| Common Equity Tier 1 Capital Ratio | 16.66% | 6.50% |
| Tier 1 Risk Based Capital Ratio | 16.66% | 8.00% |
| Total Risk Based Capital Ratio | 17.91% | 10.00% |
| Balance Sheet Items $ Stated in 000's | ||
|---|---|---|
| Total Assets | $1,254,707 | |
| Total Liabilities | $1,121,274 | |
| Quarterly Average Assets | $1,025,704 | |
| Total Equity Capital | $133,433 | |
| Allowance for Loan Losses | $12,060 | |
| Total Loans (Gross) | $729,563 | |
| Loan 30 Days Past Due and Over/Total Loans | 0.41% | |
| Non-Accrual Loans/Total Loans | 0.48% | |
| INCOME STATEMENT ITEMS | ||
|---|---|---|
| Net Income | $2,078 | |
| Return on Average Assets (ROAA) | 0.76% | |
| Return on Equity (ROE) | 6.35% | |