Regulation F Financial Highlights
Financial Highlights
9/30/2026
| CAPITAL | UBB | WELL CAPITALIZED PER REG. F |
|---|---|---|
| Leverage Ratio | 14.78% | 5.00% |
| Common Equity Tier 1 Capital Ratio | 17.55% | 6.50% |
| Tier 1 Risk Based Capital Ratio | 17.55% | 8.00% |
| Total Risk Based Capital Ratio | 18.80% | 10.00% |
| Balance Sheet Items $ Stated in 000's | ||
|---|---|---|
| Total Assets | $1,202,847 | |
| Total Liabilities | $1,052,806 | |
| Quarterly Average Assets | $1,044,712 | |
| Total Equity Capital | $150,041 | |
| Allowance for Loan Losses | $13,194 | |
| Total Loans (Gross) | $786,959 | |
| Loan 30 Days Past Due and Over/Total Loans | 0.02% | |
| Non-Accrual Loans/Total Loans | 0.43% | |
| INCOME STATEMENT ITEMS | ||
|---|---|---|
| Net Income | $10,966 | |
| Return on Average Assets (ROAA) | 1.38% | |
| Return on Equity (ROE) | 10.40% | |