Equal House Lender - FDIC

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The Nation's First Bankers' Bank

When the founders of United Banker's Bank (UBB) gathered together in 1975, they faced a serious threat. New branching laws meant that the major systems banks were invading their hometowns, competing for their best retail and commercial customers. As one founder so eloquently put it at the time, "We were doing business with the enemy!"

We Were Doing Business With The Enemy!

A new correspondent bank was needed to be owned and managed by community banks and focus only on their best interests. Their vision: level the competitive playing field with systems banks by providing community banks with a full range of innovative correspondent services and customized banking solutions to secure the knowledge that nobody would ever come after their customers.

"We were doing business with the enemy!"

The Spirit of Innovation Lives On!

For more than four decades, the same spirit of innovation and single-minded commitment to community banking that spawned the first bankers' bank has lived on in the corporate DNA of United Bankers' Bank and our commitment to each and every one of our customers.

Success

Your success is always our first priority.

Non-Compete

Never ever compete with our customers. Period.

Relationships

Build and maintain all customer relationships on a bedrock of integrity and trust.

Growth

Achieve steady growth and a strong balance sheet to ensure that we have the resources to meet the future needs of our customers.

Innovative

Pioneer new products, services and technologies that keep our community bank customers competitive with their competition.

Commitment

Never waver in these commitments regardless of how much everything else changes in banking or the economy.

Experience and Customer Service Sets Us Apart

UBB operates under the guidance of bankers like you. Our strength lies in the collective power of over 330 shareholder banks, each with billions of dollars in combined assets, who have invested in UBBI. When you choose UBB's correspondent services, you are not just accessing a service but a vast pool of community bank strength, experience, and common sense. 

Our staff also mirrors our community bank customers' exceptional talents and experiences. Before coming to us, many UBB employees worked in a community bank environment or at other correspondent banks. Others served community banks in highly respected financial service organizations or major regulatory agencies. We understand the "heartbeat" of community banking, the strength of a handshake. In other words, we're one of you!

First for Your Success

At United Banker's Bank, "First for Your Success" is more than just our tagline; it's a promise and a guiding principle that establishes the success of every customer as our number one priority. UBB pioneered the bankers' bank model, and for more than 48 years, we have placed the needs and success of our community bank customers first and above all else. You can count on UBB as a dedicated ally for community banking today, tomorrow, and in the future. Your success is our success, and at UBB, we are always First for Your Success.

UBB is committed to keeping the community in community banking.

Please take a minute to browse our website and discover what First for Your Success is all about. Our entire team is committed to providing community bankers access to valuable resources, innovative products, and services, all supported by expert industry consultation and personalized customer service. United Bankers' Bank works daily to ensure that community banks are competitive and successful in their communities.

We've designed the ubb.com website as a trustworthy resource for community bankers. Extensive attention was placed on ensuring the user experience of all visitors is as positive as possible. So, look around; hopefully, you'll add us to your favorites.

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